Business Financing
Northsolv helps businesses identify and request financing for acquisitions, equipment, expansion, and working capital.
Financing Programs
Financing needs vary by business, timing, and objective. Northsolv works with a range of participating providers and financing programs to help businesses explore options suited to their circumstances.
Financing is originated and/or provided by independent banks, SBA-participating lenders, and commercial finance companies that are chartered, approved, or licensed as required by applicable law. These are guidelines. All financing is subject to provider underwriting, eligibility requirements, final approval, and definitive documentation.
Northsolv reviews your request against participating provider guidelines. Providers underwrite and decide. This is not a loan application or a commitment to lend. Submitting this form will not affect the borrower’s credit.
SBA Financing
Long-term financing for business acquisitions, qualified startups, expansion, equipment, construction, refinancing, and working capital.
Financing: $150,000–$5 million
Rates: Starting from Prime + 2%
Terms: Up to 25 years
Payments: Monthly
Credit guideline: 680 minimum
Time in business: Qualified startups considered
Documentation: Full documentation generally required
Availability: Nationwide
Industries: Most industries considered
Prepayment: No-penalty options available
Business Term Loans
Conventional fixed-term financing for working capital, debt consolidation, inventory, equipment, expansion, and other qualified business needs.
Financing: $20,000–$500,000
Rates: Fixed rates starting from 8.77%
Terms: Up to 12 years
Payments: Monthly
Credit guideline: 660 minimum
Time in business: Two years
Revenue guideline: $20,000 monthly
Collateral: No hard collateral required
Underwriting: Streamlined
Closing: Expedited closings available
Industries: Most industries considered
Equipment Financing
Financing for new and used business equipment purchased from dealers, vendors, and eligible private parties.
Financing: $30,000–$5 million
Rates: Starting from 8.5%
Terms: Up to 84 months
Credit guideline: No universal minimum score
Down payment: Zero-down options available
Equipment: New and used
Sellers: Dealers and eligible private parties
Documentation: Application-only financing available up to $350,000
Payments: Custom payment options
Industries: Most industries considered
Closing: Expedited approval and funding available
Business Credit Lines
Reusable financing for inventory, seasonal expenses, emergencies, expansion, and changing cash-flow needs.
Credit lines: $1,000–$500,000+
Terms: Up to 36 months
Credit guideline: No stated minimum score
Time in business: Six months
Revenue guideline: $14,000 monthly
Collateral: Not required
Documentation: Tax returns often not required
Interest: Applies only to funds used
Prepayment: No penalties
Availability: Nationwide
Funding: Same-day funding may be available
Fast Capital
Streamlined working-capital financing for urgent or short-term business needs.
Financing: $1,000–$500,000+
Credit guideline: No stated minimum score
Time in business: Six months
Revenue guideline: $14,000 monthly
Collateral: Not required
Payments: Daily, weekly, or monthly options
Documentation: Streamlined
Industries: Most industries considered
Credit history: Previous lender declines may be considered
Availability: Nationwide
Funding: Same-day decisions and funding may be available
Not Sure Where to Begin?
Tell us what the business needs to accomplish, the approximate amount required, and your preferred timing. We will help you identify an appropriate place to start.
A Straightforward Process
Provide basic information about the business, the purpose of the financing, and the approximate amount required.
1. Describe the need
We look at the need, the amount, and whether it matches a participating provider’s guidelines.
2. Review your request
The financing provider determines documentation requirements, approval, pricing, and final terms.