Effective Date: 7/6/2026

Welcome to Northsolv.com (“we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website and services. Please read these Terms carefully. By accessing or using our site, you agree to be bound by these Terms. If you do not agree, please do not use our site.

1. Acceptance of Terms
By visiting, browsing, or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and all applicable laws and regulations.

2. Use of the Website
– You agree to use the website solely for lawful purposes.
– You shall not use the website to upload, post, transmit, or distribute any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, obscene, or otherwise objectionable.
– You shall not attempt to interfere with the proper functioning of the website or access areas of the website for which you are not authorized.

3. Privacy Policy and CCPA Notice

California Consumer Privacy Act (CCPA) Notice
Your Privacy Rights Under the CCPA
If you are a California resident, you have the following rights regarding your personal information:
The right to know what personal information we collect, use, disclose, and sell.
The right to request access to the specific personal information we hold about you.
The right to request that we delete your personal information.
The right to opt-out of the sale of your personal information.
The right to non-discrimination for exercising your privacy rights.

4. How to Exercise Your Rights
You can submit a request to know, delete, or opt-out of the sale of your personal information by contacting us by calling us at (833) 335-5433, emailing us here, or submitting a request via our opt-out form.
“Do Not Sell My Personal Information”
To exercise your right to opt-out of the sale of your personal information, please click here for our opt-out form.
Authorized Agent: You may designate an authorized agent to make these requests on your behalf. Please contact us by emailing for instructions.

5. Intellectual Property Rights
All content, trademarks, logos, and materials on this website are owned by or licensed to Northsolv and are protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

6. User Content
– You may submit inquiries or comments to us; however, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and display such content.
– You are solely responsible for the content you submit and warrant that it does not infringe upon any third-party rights or violate applicable laws.

7. Disclaimers and Warranties
– The website and all content are provided “as is” without warranties of any kind, express or implied.
– We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
– We disclaim any liability for damages arising from your use of the site or reliance on its content.

8. Limitation of Liability
To the maximum extent permitted by law, Northsolv shall not be liable for any damages, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising from your use or inability to use the website or services.

9. Indemnification
You agree to indemnify and hold harmless Northsolv and its affiliates from any claims, damages, liabilities, costs, or expenses resulting from your violation of these Terms or your use of the website.

10. Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of those third parties.

11. Changes to Terms
We reserve the right to modify or update these Terms at any time. Changes will be effective upon posting on this page with an updated “Effective Date.” Your continued use of the site constitutes acceptance of those changes.

12. Termination
We may suspend or terminate your access to the website at our sole discretion without notice if you violate these Terms.

13. Governing Law
These Terms shall be governed by and construed under the laws of the State of California, without regard to conflict of law principles.

14. Web Site Promotion

Eligibility Requirements: Merchant must be experiencing $15,000 per month in transaction volume to qualify.

By participating in our program, you acknowledge and agree that you will receive a free website upon activation of a merchant services account with one of our designated merchant services carriers. Upon activation of your merchant account with one of our providers, the web design setup fee will be waived. The merchant will only be responsible for a $39 monthly service and support fee.

You have the option to accept or reject the free website promotion at your discretion. If you choose not to participate in the free website promotion, we do not provide any guarantees or assurances of additional value beyond the merchant account itself.

While we strive to recommend the best available options, we cannot guarantee that the pricing and value we provide are the most competitive or optimal in the current market. Based on our 25 years of experience in the merchant services industry, we will utilize our expertise to pair you with the most suitable products, services, and value propositions to the best of our knowledge and judgment. However, we make no guarantees regarding market conditions or the availability of better offers elsewhere.

Your website will include:

✓ Professional Site Design
✓ Includes first 5 pages*
✓ Google Maps Integration
✓ Connect Social Media
✓ Licensed Images & Photos
✓ Written Content For You
✓ Cross Browser Testing
✓ Connect Your Domain
✓ Includes First Month of Website Hosting and Support

*Additional Pages & Expanded or Upgraded Website Can Be Requested With A Fee.

15. Business Financing Referral and Application-Support Services

Northsolv provides information, referral, and limited application-support services for business-purpose financing. Financing categories may include business term loans, equipment financing, working-capital financing, business lines of credit, SBA financing, and other commercial or business-purpose funding products offered by participating financing providers.

Northsolv acts as an independent referral partner to participating banks, lenders, financing companies, and financing marketplaces. Northsolv is not a bank, lender, creditor, loan underwriter, or issuer of any financing product. Northsolv does not extend credit, fund transactions, make credit decisions, or establish the final rates, fees, repayment terms, eligibility requirements, collateral requirements, personal-guaranty requirements, or other conditions of a financing offer.

Northsolv may help clients identify general business-financing categories corresponding to their stated funding purpose, provide factual program information supplied or approved by participating financing providers, explain general application requirements, and connect clients with a participating provider or provider-controlled application process.

When a client submits information through an application or referral form hosted or controlled by a participating financing provider, that information is submitted directly to and collected by the provider. When a client separately provides information to Northsolv for transmission to a provider, Northsolv will handle and transmit that information in accordance with its Privacy Policy and the requirements of the applicable referral program.

As permitted by the applicable provider’s referral program and applicable law, Northsolv may assist with administrative aspects of an application, enter client information into a provider-controlled application when authorized, and transmit information or documentation requested by the provider. Northsolv does not independently underwrite applications, prepare a financing provider’s loan documents, negotiate specific financing terms, make representations beyond information supplied or approved by the provider, or represent that it has authority to bind any financing provider.

A participating financing provider may independently determine that collateral is required for a business-purpose financing transaction, including a lien on real property. Northsolv does not determine collateral requirements. When a provider determines that real property will secure a transaction, the provider is solely responsible for evaluating the property, determining collateral requirements, discussing and establishing the secured-loan terms, obtaining property-related documentation, and preparing the applicable financing and security agreements. Northsolv does not negotiate, arrange, or provide collateral-related advice concerning real-property-secured financing.

Northsolv may occasionally introduce an existing business contact who independently expresses a need for commercial real-estate or investment-property financing to a participating financing provider. In those circumstances, Northsolv’s role is limited to introducing the parties and providing factual information supplied or approved by the provider. Northsolv does not represent the borrower or lender, negotiate the transaction, or perform activities requiring a California real-estate or mortgage-loan-originator license.

Northsolv’s services are limited to business-purpose financing. Northsolv does not offer, arrange, or originate consumer-purpose residential mortgage loans.

By submitting an inquiry, application, or supporting information through Northsolv, a client authorizes Northsolv to transmit that information to participating financing providers for the purpose of evaluating the client’s financing request. A participating provider may evaluate the request directly or introduce it to another financing provider within its network. Clients are responsible for ensuring that all information and supporting documentation they provide is accurate, complete, and not misleading.

All applications are independently reviewed and underwritten by the applicable financing provider. Any approval, denial, funding decision, financing amount, interest rate, factor rate, fee, repayment obligation, collateral requirement, personal-guaranty requirement, or other financing term is determined solely by that provider.

Northsolv does not guarantee that a client will qualify for, receive, or accept financing. Any preliminary discussion, estimate, indication of eligibility, program description, or proposed financing scenario communicated by Northsolv is informational only and does not constitute an approval, commitment to lend, or binding financing offer. A financing transaction becomes binding only when the client and the applicable financing provider execute the provider’s final agreements.

Clients are responsible for reviewing all financing disclosures and agreements before accepting an offer. The financing provider’s final written documents control over any prior estimate, summary, discussion, program description, or communication from Northsolv.

Northsolv does not charge clients a fee for referring financing opportunities through its participating referral programs. Northsolv may receive compensation from a financing provider when a referred transaction is completed, where permitted by applicable law. Compensation and material financial relationships will be disclosed when required by applicable law or the applicable financing program.

In partnership with South End Capital, a division of Stearns Bank N.A. Member FDIC Equal Housing Lender.

16. Contact Information
For questions regarding these Terms, please contact us by emailing us here.

By accessing or using the Northsolv.com website, you agree to these Terms and Conditions.